We are pleased to present the Winning Essay of Daniel Naqui. He is our proud holder of the Summer 2019DirectLoansLenders Scholarship. Daniel’s essay was cautiously examined and assessed by our rigorous jury and was fairly appreciated as the best among all other essays.
Daniel Naqui from The University of Miami has just won our DirectLoansLenders Scholarship Contest. We’re so glad to meet him and introduce him to other students that seek inspiration for greater achievements!
In our technologically advanced society, everything seems to be going digital. This includes bank management such as money transfers and debit orders using mobile payments.
Some people have no problem lending small amounts of money to family and colleagues. But, as many posters on Mr. Money Mustache Forum indicate, context matters. If a friend forgot his wallet, lending him money for lunch or parking is no big deal, most people seem to agree. The amount isn’t enough to ruin a friendship, and, in most cases, the debt can be easily repaid later.
The American Journal of Psychiatry estimates that shopping addiction may be found in roughly 5.8% of the population. Unlike other addictions, shopping addiction is difficult to pinpoint.
The lessons you teach your children can stick with them for a lifetime. So, when it comes to financial education, it’s best to start instilling money management skills early. According to Forbes, even three-year-old children can understand certain monetary concepts, including the basics of spending and saving.
Achieving financial freedom requires a lot of work. The sense of relief of not having to pay for, or settle certain bills is incomparable. Financial freedom means you can make specific life decisions without necessarily having to stress yourself about the impact. This does not only mean you are financially capable but that you are in charge of your finances. This is where debt relief options come in.
Payday loans are a very fast way to get extra cash. But you need to be careful because falling into a payday loan trap is easier than you may think. Being sure that you will be able to pay it off in time is just one of your worries. There are many more concerns and reasons why you shouldn’t get a payday loan and seek out alternatives. Being late or unable to pay a short loan, which adverts show to be quick and easy, can cause you to spiral into debt.
Buying discounted gift cards is among the best ways of making and saving money, which can be used to acquire a variety of products and services like groceries, gifts, and traveling among others.
Image is important because first impressions remain. If you walk into a room, the clothes you are wearing will be the first thing people see. Some people tend to judge you based on what you are wearing and believe your style in clothes says a lot about the person you are.