Get an emergency loan online now!
The loan application is available to everyone!
We offer loans for students, unemployed people, and those with bad credit.
Immediate financial support!
Emergency money loans to solve your crisis. We are here to help.
Fast approval and funding!
We process your loan application the same day. Once approved, get cash in one day.
Emergency loans can help fast in a financial crisis. Borrowers have a possibility to apply for a flexible loan amount up to $35,000, as well as to choose a flexible repayment period up to 60 months!Apply for an emergency loan online and the money will be provided to you by the lender in one business day, helping whatever financial crisis you have immediately.
When to take Emergency Loans?
You can apply for an emergency loan whenever you need it. There are many reasons you might require emergency funds:
- Medical or utility bills;
- Car repairs;
- Your pet needs emergency vet care;
- Urgent home repairs;
- Other unplanned expenses;
When you face these kind of emergencies, you can’t wait for days or weeks for funding. Online urgent loans are a quick and easy way to help the situation, taking the stress out of the fact that you need money fast.
What Are The Requirements For Online Emergency Loans?
Emergency loans are easier to get than traditional loans from banks. These are the basic requirements, and borrowers with bad credit may qualify!
- All applicants must be US citizens;
- Have proof of income;
- The borrower must be 18 years or older;
- An active bank account;
- For large loan amounts, the borrower should have a good credit score.
Direct Loans Lenders understands that borrowers need money urgently, and connects them with legitimate direct lenders. There are federal and state laws that regulate emergency cash loans as well as the requirements for borrowers. Each lender also performs a soft pull credit check to get the financial background of the applicant.
How to Apply for Emergency Loans Online?
To get emergency money loans, the borrowers, when applying through us will require to do the following:
- Have all the information ready;
- Fill out the online application;
- Go through the offer and read all the terms;
- If the terms are suitable, sign the contract;
- Spend the money for emergency expenses;
- Repay the loan in accordance with the loan agreement.
Ours and the lender’s Actions During this Process will be:
- We send the application to multiple lenders;
- The lender will send a loan offer fairly quickly;
- Send the money to your bank account once all loan documents have been read, agreed upon, and signed.
Emergency Loan Rates and Fees
Each loan has its own rates and originating fees which are disclosed in the loan offer. Be sure to check the APR and the total cost of your loan. We recommend applying for personal loans as those rates are lower!
Emergency Loans FAQ
Q: Can I apply for a loan if I have poor credit score?
A: Yes, all the lenders we work with accept applications from borrowers with bad credit!
Q:How much does it cost to fill out the application?
A:Our online application is free to use, and you get an immediate lending decision!
Q:Can I customize my emergency loan?
A:Yes, you may select a suitable loan amount which you feel is the most appropriate for your budget and enables comfortable repayments.
Financial Information For Consumers
The annual percentage rate for online loans can be as high as 400%. The lender fees vary from $15 to $30 for every $100 borrowed. The loan amount plus fees must be paid back in full at its due date. Non-payment, late or partial payment may incur penalty fees and charges. Lenders may contract third party debt collection services to handle delinquent accounts. This may negatively affect borrower's credit score. The renewal policies depend on the state and lender and will result in extra financial charges. Read all the documents before signing a loan agreement.