Payday Loans Direct Lenders
Get from $100 to $15,000 From Online Direct Lenders!
Fast online process!
Free and secure application for online payday loans direct lenders!
Good for bad credit history!
People with low credit score are welcome to apply for easy payday loans.
Instant loan response!
Lenders send immediate loan decision. Quick loan funding after approval.
What Are Direct Lenders Payday Loans?
A payday loan is a small amount of money lent by a direct lender on a short term at a high interest rate, usually until the borrowers' next paycheck. Also known as cash advance loans, they may help cover unexpected expenses and should be used properly. Due to their high cost, payday loans are not intended to be used on a long term basis or for large purchases as it may lead to debt trap. Most responsible borrowers use direct lenders payday loans to pay for financial emergencies only!
Compare Online Direct Lender Connection Service With Traditional In-store Lenders
|Traditional, In-Store Payday Loans||Online Payday Loans|
|Open on working hours only.||At Direct Loans Lenders, online application is at your disposal 24 hours, as well as on holidays and weekends.|
|Crowded loan store, lack of privacy!||Descreen online process from your phone, tablet or laptop.|
|Rude, inept client service. Staff is uncaring about borrowers problems.||Direct Loans Lenders provides top-notch customer service!|
|You may encounter hidden fees, tricky conditions, and other traps in the fine print.||We offer clear terms, clear fees, clear rates, clear repayment amount.|
|A single lender.||We partner with multiple national wide online direct lenders.|
|A lot of paperwork may be required.||Get instant decision from the lender.|
|Clients can get only payday advance loans.||We offer different types of loans for all credit scores.|
|Lack of information about risks and rational use of payday loans.||Responsible Borrowing and Lending guides. We care about our clients and unveil all the dangers of irresponsible financial behavior.|
Things To Check Before Applying For Payday Loans
Borrowers should check the following list before they sign the loan contract with any lender or lending company.
- APR (varies depending on lender, though some states set interest rate cap);
- Finance charges – the usual range is between $15 - $30 per $100 borrowed;
- The total amount owed;
- Loan term duration and due dates;
- Tiered fees, if applicable;
- Loan extension plans, renewal options;
- Consequences of failing to repay the loan;
State laws force lenders to make the lending process transparent and disclose all terms. Check out our FAQ section, ask questions, read the reviews. Make a final decision and save yourself from any unexpected troubles in future!
Four Quick Steps of Getting Payday Loan Online From Direct Lender
Submit The Application
Fill out and submit our loan application form. Using correct details will boost the approval chances!
Wait for approval
We send your details to many lenders. You will get an instant decision on the approved loan amount.
Get your money
Direct lenders process the loan request the same day. Funds are transferred to your bank account in one business day.
Use your loan to cover urgent expenses! Payday loans are handy when you need money fast, but have high fees.
Online Payday Loans Direct Lenders Requirements
Gather your National ID, job, and bank details to speed up the procedure. Short-term loans have many perks: no hard credit check or soft pull credit check, credit rating is not essential, no faxing and no paperwork is required in most cases. Borrowers must meet basic criteria to be eligible for payday loans.
Be at least 18 years old.
Minimal Monthly Income
Have a valid source of income of at least $1,000 per month.
Have an active bank account where the direct lender can deposit and withdraw funds.
Have U.S. citizenship or be a U.S. resident.
Use short-term loans only in case of emergency. Payday loans are not cheap, don't borrow more than you need!
All lenders have distinct requirements and may ask for extra details before providing funds. Meeting basic criteria does not guarantee loan approval. Keep all papers, emails and lender's contacts at hand. Once you’ve signed an online contract, reach the lender directly, if any issues arise.
Paying Off Payday Loan Or Apply For An Extended Payment Plan
Payday loans are short-term loans which borrowers must repay in full on its due date. Yet, sometimes borrowers may need more time for loan repayment. Loan renewal or rollover will lead to extra charges, but the second payday advance will incur more debt. In this case, our clients may opt for an Extended Payment Plan and make small payments over few weeks.
Direct Lender Loans FAQ
Q:How fast can I get the money?
A:The funds are deposited to borrower's bank account in one business day. Some lenders may offer same day loans for an extra fee!
Q:What is the largest amount I can borrow with payday loans?
A:Payday loans are limited within $100 and $1,000.
Q:Can I get a short term loan if I have bad credit?
A:Yes, our online direct lenders accept applications from people with bad credit and no credit. However, some people may not qualify for a personal loan for bad credit, and loan approval is not guaranteed.
Q:Why do I need a payday loan from a direct lender?
A:When somebody needs cash fast – a payday loan can be an option. Health issues, emergency expenses, past due bills can't always wait till the next paycheck.
DirectLoansLenders - Trusted Online Service!
When in need for payday loans, the wisest thing is to use lender connecting services like DLL. We provide different offers from online direct lenders to choose from. Direct Loans Lenders - DLL is a well-known legit service for all types of online loans: payday, installment, personal. Get a loan fast, easy and secure with us!
Our online payday loan offers are a perfect solution for unplanned expenses. Though critics say these loans as very expensive, the truth is that if used correctly they are extremely useful. At least 86% of clients consider payday loan useful. More than 88% are pleased when using it for the first time. Study the information on our website and use online payday loans wisely!
Financial Information For Consumers
The annual percentage rate for payday loans can be as high as 1,890%. The lender fees vary from $15 to $30 for every $100 borrowed. The loan amount plus charges must be paid back in full at its due date. Non-payment, late or partial payment may incur penalty fees and charges. Lenders may contract third party debt collection services to handle delinquent accounts. This may negatively affect borrower's credit score. The renewal policies depend on the state and lender and will result in extra financial charges. Read all the documents before signing a loan agreement.
Easy and effective
Fast payday loan
I had troubles with payment for car repairs and DirectLoansLenders backed me with funds. After filling out a short form, I got an e-mail with a superb loan offer.
Simple and well run! I got a $500 loan. I didn’t think I can get the cash on time, but to my surprise lender transferred my loan same day!
I have used this service for several times, and it saved me so many efforts! I am amazed how quickly they find lenders!? Fast and nice contact with their customer help staff!
I needed money to pay off my credit card debt. It was my first time to take a payday loan online. The experts at Direct Loans Lenders made clear each step of the process! Thank you!
Getting a payday loan was crystal clear, which is something I wasn’t expecting at all. The service was awesome, and I have no fuss.
DirectLoansLenders offers top-notch support. I had some doubts about the steps to apply. Thomas, the agent, was glad to assist me! I found out that getting an online loan can be hassle-free.