How it works

Getting online payday loans is an effective way to deal with expenses that suddenly occur. Let’s find out how our website can help you.


Our payday loans online service is our pride!

How do online payday loans work? Keep in mind that Direct Loans Lenders is not a lender or a loan broker. This means you won’t be getting money directly from us. Ever since 2015, we have successfully connected thousands of clients with suitable payday lenders. We are working with a network of different lenders and finding a loan for each customer is a fast process.


Fast, 4-steps process of getting a payday loan online

1. The Loan Form

Submit the payday loans online application form. Give us some personal details like name, address, job, income, and bank account. The more specific you are with details, the higher the chances that we will find a right lender for you. All personal data is safe with us. With DirectLoansLenders, you need to submit only one loan request, which saves a lot of time.


2. Accepting the Offer

A few minutes later, the matched lender will make you an offer with all terms and conditions included, approved loan amount, and associated fees. If you agree to the loan conditions, you need to sign the contract and wait for the funds. In case you think the offer is unsuitable, just cancel it at no cost.


3. The Money Transfer

The lender will transfer the loan amount into your bank account in one business day.


4. Repaying a loan

For payday loans or cash advances, the full loan amount will be automatically deducted from your bank account on the due date. Check our article on loan repayment options if you can’t pay back the loan.

For personal and installment loans, the lender will charge the agreed monthly amount. Make sure you have enough money to cover the payment. The lender can charge late or missed payment fees!


Direct Lenders vs. DirectLoansLenders Service

The main difference between Direct Lenders and DirectLoansLenders web-site is that you save time! Just fill out only one loan application instead of many. We send it to diverse lenders at once to increase the approval chances. Our service is FREE OF CHARGE, with no obligations!

Fees

No need to worry about hidden charges while using our service. We work with trusted and state licensed lenders that never ask for payment in advance. All fees are laid out in the loan agreement and lenders will never charge you more. Suspecting a scam from a lender or having doubts about charged payments? Let us know! Our team will examine the case and report predatory lending practices to authorities.

How it works for people with bad credit

Getting a loan and having poor credit history is not an issue with us! While lenders do run credit checks, a stable income is much more important. So, those individuals with bad credit can apply for online payday loans.

It’s easy to use our online loans service, and we are working hard to ensure our clients get the funds as quickly as possible.