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Financial Information For Consumers
The interest rate for payday loans can be as high as 1,890%. The lender fees vary from $15 to $30 for every $100 borrowed. The loan amount plus charges must be paid back in full at its due date. Non-payment, late or partial payment may incur penalty fees and charges. Lenders may contract third party debt collection services to handle delinquent accounts. This may negatively affect borrower's credit score. The renewal policies depend on the state and lender and will result in extra financial charges. Read all the documents before signing a loan agreement.