“Hello, is that you Janet? It’s Steve here. Peter’s friend.” “Hi, Steve. What’s up? Couldn’t get hold of Pete?” “No, he’s out on a delivery or a job somewhere. Sorry to call you at work, but I need a bit of help.” Janet knew Steve’s money problems, so she hesitated a second before asking him: “Err, what can I do to help?”
Love does not care about a person’s credit rating, nor does it overly worry about whether one is any good at managing their finances. But at some stage, these reasonable and realistic issues will become just that – issues. What can a person do when they find themselves in a relationship with a person that has somehow developed a bad credit rating?
The Pipe Dream You wouldn’t want to guess just what percentage of the population lives in debt. It’s probably 90%. Everybody’s dream is to live without any debt hanging over their heads. Is this a pipe dream, or is it possible? The fact of the matter is that to live debt free,and you need to practice financial discipline… every day. There are three main steps you can take to become debt free.
“Hey, Peter.” “Yo, Steve. How are you?” “I’m good, mate. When are you going to Indonesia with Janet?” “Not until summertime in Bali. So, from January to March. Why?”
It’s not often that a loans website will advise readers not to use their business, but, we aim to be upfront, honest, a little bit different, and informative. There have been payday loan stores online appearing all over the country. There are very catchy names like “Cash Check In”, “The Cash Store,” and “EZ Money”, offering quick easy money to unsophisticated borrowers, and not asking a lot of questions. But what is that costing them?
“Hey, Peter.” “Hi, Steve. How are you?” Steve is one of my best friends. It was a Saturday morning, early, not even 7 am. He was lucky to get me, but instead of going to the local bar with a few other friends, including Steve, I had worked late to finish a rush job for my boss.
Payday loans exist because there is a demand for them. These loans are beneficial in difficult situations when people need them. The market for payday loans has gotten so large, that it unintentionally made room for predatory lenders.
“Hi there, Steve. Peter here. How’re things with you?” “Hey, Pete. All good. That was quite a game last night. Did you watch it? Denver Nuggets by a point! All because of that dumb pass by the Chicago Bulls guy.”