Difficult financial times happen to everyone, and even the most diligent of budgeters needed help with paying bills from time to time. Don’t panic though; there are quite a few options you can explore to get your bills covered!
Have you ever really thought about what the actual definition of a credit card is? Well, here you go! A credit card is a plastic card issued by a financial company which allows the cardholder to borrow funds. The funds from said credit card may be used as payment for goods and services. The credit card comes with the condition that the cardholder will pay back the original borrowed amount plus any additional agreed-upon charges.
How often have you purchased something and signed a deal to buy? And then suddenly you were overcome with remorse and decided you don’t want to do it? These kind of doubts are sometimes applicable to loan contracts as well. But there are situations when you can cancel a loan contract within three days of signing it.
“Hey! Pete. It’s Steve!” “What’s up, Steve? You sound a little stressed.”
In this day and age of people relocating to other countries, be it for work, retirement, or just an extended stay, a question that might be asked about personal finances is: Does an individual’s credit score follow them to the new country?
Here is the truth – everyone should be aware that emergency situations must be given special attention. While not all people would want to anticipate their occurrence, it cannot be denied that everyone should prepare for the rainy day, and also have a rainy day fund. These are the times when the going got tough.
The unpredictable economy today makes it a struggle for most people to obtain a loan. This situation occurs even for people with good credit. Do not feel discouraged. Having a bad credit on your record does not mean that you will not be able to purchase a car anymore. While it is true that this may take a little more work than the usual, there are still ways to buy a car with bad credit. What are these means?
A guarantor is a person who guarantees to pay for someone else’s debt if he or she should default on a loan obligation. Find a guarantor, and he will act as a co-signer of sorts, in that they pledge their assets or services if a situation arises in which you as the debtor cannot perform your obligations. He is also someone that certifies the likeness of an individual applying for a product or service.
Impossible? Not Really General belief says that bad credit borrowing is impossible. But is that right? It is true that traditional lenders will stay clear of applicants with poor credit histories, but there are lenders out there who are happy to lend $20,000 in a personal loan to somebody with bad credit. Why would they do that? Because all the necessary information boxes have been ticked.