Injury and illness don’t wait until we have sufficient funds in our bank accounts to cover medical treatment. When it concerns your health, you often have no choice but to seek care regardless of whether you can afford it.
We are happy to present the Winning Essay by Justin M. Anderson, who is deservedly awarded the Winter 2019 DirectLoansLenders Scholarship. Read Justin’s essay to discover some smart money management tricks for college students.
If you are not yet financially free nor careful with money, then you will have some hard days where food will be short. Maybe you have just been fired or are going through hard times with money, but whatever is the case, you are shortening your expenses on everything to make a living. And you are even cutting back on food to save money.
Majority of Americans consider healthcare to be a matter of greatest importance. Although, it is quite unfortunate that mistakes (intentional or unintentional) made by medical billers together with the escalating costs of healthcare provision, contributions to health insurers and prescription medicine can significantly affect your budget and make you think about taking out a fast cash loan.
Sustainability, carbon footprint, going green, and caring for the environment are the rage in ‘catchwords’ these days. A few years ago, not a lot of people were really into reducing waste and saving money.
In our technologically advanced society, everything seems to be going digital. This includes bank management such as money transfers and debit orders using mobile payments.
Some people have no problem lending small amounts of money to family and colleagues. But, as many posters on Mr. Money Mustache Forum indicate, context matters. If a friend forgot his wallet, lending him money for lunch or parking is no big deal, most people seem to agree. The amount isn’t enough to ruin a friendship, and, in most cases, the debt can be easily repaid later.
The American Journal of Psychiatry estimates that shopping addiction may be found in roughly 5.8% of the population. Unlike other addictions, shopping addiction is difficult to pinpoint.
The lessons you teach your children can stick with them for a lifetime. So, when it comes to financial education, it’s best to start instilling money management skills early. According to Forbes, even three-year-old children can understand certain monetary concepts, including the basics of spending and saving.
Achieving financial freedom requires a lot of work. The sense of relief of not having to pay for, or settle certain bills is incomparable. Financial freedom means you can make specific life decisions without necessarily having to stress yourself about the impact. This does not only mean you are financially capable but that you are in charge of your finances. This is where debt relief options come in.