“Hi, Steve here.” “Steve! It’s Janet.” “Hi, Janet, how are you? Did you enjoy the new Star Wars movie the other night with Peter?” “Well, it’s you two who are the Jedi knights and crazy fanatics, but yes, it was a lot of action and fun.”
When Financial Disaster Strikes The current economic circumstances are tough, and financial troubles can happen quite easily. In one moment you are apparently holding your own with your head well above water. Then suddenly you are faced with economic circumstances that may have occurred due to a marketplace change or unexpected events in your financial situation.
If ever there was an urban myth about lending, it’s the one about a death sentence being applied to all subsequent loans after your initial loan rejection, especially if you have bad credit. Contrary to popular belief, lending decisions are not made based on credit scores alone. You can look at bad credit in different scenarios. So, before you make assumptions, it’s better to understand what factors are at play when you make a personal loan application. In the end, it is always possible to improve your profile to comply with lender’s requirements for a bad credit loan.
“Hello, is that you Janet? It’s Steve here. Peter’s friend.” “Hi, Steve. What’s up? Couldn’t get hold of Pete?” “No, he’s out on a delivery or a job somewhere. Sorry to call you at work, but I need a bit of help.” Janet knew Steve’s money problems, so she hesitated a second before asking him: “Err, what can I do to help?”
Love does not care about a person’s credit rating, nor does it overly worry about whether one is any good at managing their finances. But at some stage, these reasonable and realistic issues will become just that – issues. What can a person do when they find themselves in a relationship with a person that has somehow developed a bad credit rating?
The Pipe Dream You wouldn’t want to guess just what percentage of the population lives in debt. It’s probably 90%. Everybody’s dream is to live without any debt hanging over their heads. Is this a pipe dream, or is it possible? The fact of the matter is that to live debt free,and you need to practice financial discipline… every day. There are three main steps you can take to become debt free.
“Hey, Peter.” “Yo, Steve. How are you?” “I’m good, mate. When are you going to Indonesia with Janet?” “Not until summertime in Bali. So, from January to March. Why?”
It’s not often that a loans website will advise readers not to use their business, but, we aim to be upfront, honest, a little bit different, and informative. There have been payday loan stores online appearing all over the country. There are very catchy names like “Cash Check In”, “The Cash Store,” and “EZ Money”, offering quick easy money to unsophisticated borrowers, and not asking a lot of questions. But what is that costing them?