If you get paid bi-weekly, you have more than likely gone through the 7-Day-Saving-Money-Challenge, maybe not by choice but it was in best interest for your checking account that was in the double digits. You know what I mean, you get your check, pay your bills then “spoil yourself.” Now you have to suffer for the next week, living off of instant soups because you forgot to go grocery shopping before you went clothes shopping. We’ve all been there. There is no problem with spoiling yourself, but everything should be done in moderation.
Many people steer away from college because financially it is a scary thing. It is an investment in yourself, and when spending more money than you earn on tuition, a person must still consider all the real-life things that are going to be owed. For example, the ordinary college freshman is no longer going to be worried about senior dues, or if their prom outfit is fly enough.