Payday loans or payday advance loans or cash advances are high-cost small money loans for unplanned financial emergencies, repaid with the individual’s next paycheck. Being unsecured and easily accessible, payday loans are popular among people who were turned down for traditional bank loans.
Easy Borrowing for Everyone
Nearly 50% of the US citizens with a yearly income of $10,000 – $20,000 opt for short-term loans including payday advances. The number of borrowers who trust this type of financing is higher than the number of people using banks for the same purpose.
Recent data shows that 93% of bank closures are in areas where the monthly income is less than the country’s average. This means that people who need a loan most are in fact ignored. Payday loans, on the other hand, do not discriminate and with DirectLoansLenders the approval chances are high!
Is A Payday Loan A Good Idea?
If things didn’t go as planned or somebody hasn’t managed to fit within a budget, then applying for a payday loan is an option. Payday loans are the right choice when people need fast cash and have nowhere to get it from. We urge clients to take a cash advance loan only for covering unplanned expenses to avoid financial burden.
How Do You Get A Payday Loan?
Getting a payday loan is quick and easy with us. Follow the steps below.
- Fill out the online application form;
- Wait a few minutes for an instant loan offer from one of our payday lenders;
- Read and sign the loan contract. If there is anything that doesn’t suit you, feel free to turn it down;
- Wait for the final approval and get the money you need in one business day directly to your bank account.
Payday Loans Safety Warnings!
Payday loans are a fast and useful option. If you are looking for one, consider some key tips from our experts.
- Review the loan offers to point out charges and fees.
- Ask for the smallest amount of money only.
- Look for other types of loans, if you don’t need cash fast.
- Make sure you can repay the loan plus lender’s fees on its due date.
- Cash loans are not intended for long-term use.
- Late or non-payment of a loan may ruin credit history.
- Lenders can use debt collection services to collect past-due accounts.
- Check if particular lender offers EPP, loan extension or renewal
Convenient Payday Advance Offers!
With more personal service and support, we are your right choice. Save time and effort with our easy online application process.
| Feature | DirectLoansLenders | Old-Fashion Lenders |
|---|---|---|
| Loan Approval | 1 hour loan reply or faster! | Decision in a few days. |
| Paperwork | 100% online, no faxing, no paperwork! | May require lots of extra documents. |
| Funds Transfer | One business day! | May take one week. |
| Loan Pay-off | Automatic loan payments give you peace of mind! | Manual payments required. |
| Fees | Free to apply! | Hidden fees. |
| Terms | Clear terms and conditions! | Tricky and deceptive contracts. |
| Credit Check | Alternative credit check. | No credit check. |
| Credit Score | We say YES to borrowers with problem credit! | People with bad credit most likely will fail to qualify. |
Why Choose Payday Loans from DirectLoansLenders?
When looking for a good payday advance deal, DirectLoanLenders is the right place for it! We work hard to make our service better. Here are the main benefits of applying for cash through us:
- Legitimate direct lenders.
- Bad credit OK!
- One hour loan request processing!
- No credit check via the 3 major credit bureaus.
- One application reaches many payday lenders, easy online form.
- No scams or tricky information.
- State rules and restrictions information.
- Free of charge service.
- High grade security system to keep safe personal data.
- 24/7 customer support.